Insurance - love it and hate it !

Trying to conceive and the emotional roller coaster is one thing. One huge thing but never did anyone mention the tribulations with insurance.

Insurance, I believe it should be an oxy-moron. Again, the roller coaster of trying is a peice of cake in comparisson to having to deal with the insurance. Our insurance is supposed to cover a percentage of our fertility medication - This is the reason we chose this lovely company. Here we are now trying to get a pre-auth and an approval calling the pharmacy and then having the RE call us and then calling the Insurance company. A shit load of leg work, SHIT LOAD I SAY and why are we paying these people.

We know our insurance does not cover Artificial insemination and we were ok with that and understood it to mean that they will not pay for the IUI's and IVF.

We were told today that our Insurance the lovely company that they are does not permit/allow treatments for Artificial insemination and that includes just the medication apparently. The short story, is that a Hetero Couple that has fertility issues can get coverage if they do not need insemination help .... but if they do then they can not get coverage via insurance! Crazy I know ... so why cant our RE say that we are just need the medication and why disclose we are doing INSEMINATION.

M is getting upset by the whole insurance idea. I feel bad, but I am so proud that she had been dealing with this all on her own and doing the back n forth trying to coordinate.

Well the bottom line is while we are still financially able we will forage forward and try to conceivable. We have saved for it and will go through what we have to!